Specialist Mortgages

You might have explored the possibility to purchase a new or your first property, but you have been finding it difficult to find a suitable lender for your circumstances. Why could this happen?

Poor credit history:

This might be due to some adverse credit history, and by speaking with family or friends or by researching online you had the impression it would be near impossible for you to be approved for a mortgage. Don’t be afraid to ask – we can deal with adverse credit and find the perfect solution for you through our wide range of lenders. We will be able to indicate to you if you could possibly apply for a mortgage and, if the answer to this is not what you were hoping for, we can guide you through the best way of improving your circumstances.

Fixed term contractors:

You might be on a non permanent contract, and you might think this makes it impossible for a bank to offer you a mortgage based on this – but don’t worry, WE HAVE YOU COVERED! At Beyond Lending we have access to the whole of the market and there are several lenders who will be able to consider fixed term contractor workers, the suitability of the products they offer will depend on your personal circumstances and details of your contract.

Foreign Residency:

You might be looking to renew your mortgage deal or buy a new property in the UK, but you no longer live in the country or are looking to return after a long time away.

No, you will not necessarily be stuck only with the rates that your current lender offers you and you won’t be forced to rent until you build up your address history in the Uk. As long as you hold a British citizenship there are situations where the lenders can consider offering you a mortgage.

Book a free consultation to find out if this is suitable for you.