Insights
Reporting the latest in mortgage rates, products and insurance policies available on the market.
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Tired of renting but you believe you don’t have enough savings to buy? You might be wrong!
In May 2023 Skipton BS launched a scheme allowing first time buyers and renters who haven’t owned a property for the last three years to purchase their own home with no deposit – essentially, lending
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How long should I fix my mortgage for?
First, an overview of the market: In the mortgage world and property market the last couple of years have been quite a ride. We have seen the Bank of England Base Rate increasing to 5.25%
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How to handle your mortgage during a divorce
Understand how to handle your mortgage during a divorce to determine your best options and be prepared at best. Divorce is certainly something you don’t plan for in advance when purchasing your first marital home
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Did you know it only takes £5K to get onto the property ladder?
Firstly, some facts. According to a market research carried out in 2024, the average monthly savings fora UK household is £450pcm which equates to £5,400 for one year.It might therefore take you just over one
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The forgotten costs of purchasing a new house
Young couple checking the small print before buying a house to ensure they understand the buying process
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Mortgage rate expiring – how early can I review my current mortgage deal?
Here is what to do if your mortgage rate is expiring. There is no need to worry about your mortgage rate expiring. Any mortgage deal has got an expiry date. Whether this is a fixed
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Can estate agents ask for proof of funds? Why do estate agent ask so many questions?
So you are looking to buy a property and started contacting the estate agents that are selling the ones that catch your eye. In short, yes… estate agents can ask for proof of funds and
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How to keep your mortgage rate while moving house and avoid penalty – Porting.
This is not to be mistaken with ‘Remortgaging’ and here’s why it’s important you speak to a qualified financial adviser to keep your mortgage rate while moving house and avoid penalty! First things first, what
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Changing job while buying a house? Here is what you need to know!
You may have been looking for the perfect place to call home for quite some time and suddenly a new work opportunity comes along. Next thing you know is that you are changing job while